Free

Educational Webinars

Empowering You to Secure the Best Mortgage Rates

At Vaccaro Financial, we believe that informed clients are successful clients. That’s why Nick Vaccaro, “The Know Before You Owe Guy,” is offering a series of free webinars designed to provide you with the tools and knowledge you need to navigate the mortgage market with confidence.

Free

Educational Webinars

Empowering You to Secure the Best Mortgage Rates

At Vaccaro Financial, we believe that informed clients are successful clients. That’s why Nick Vaccaro, “The Know Before You Owe Guy,” is offering a series of free webinars designed to provide you with the tools and knowledge you need to navigate the mortgage market with confidence.

Meet Nick Vaccaro

The Know Before You Owe Guy


With over twenty years of experience in the mortgage industry, Nick Vaccaro has become a trusted name for those seeking exceptional service and competitive rates. A graduate of SDSU with a degree in finance, Nick has successfully closed over 4,000 loans, earning a reputation for his expertise in Mortgage Banking, Real Estate, and Financial Planning. Now, he's bringing that wealth of experience to you, helping you make the smartest financial decisions before you owe.

Meet Nick Vaccaro

The Know Before You Owe Guy


With over twenty years of experience in the mortgage industry, Nick Vaccaro has become a trusted name for those seeking exceptional service and competitive rates. A graduate of SDSU with a degree in finance, Nick has successfully closed over 4,000 loans, earning a reputation for his expertise in Mortgage Banking, Real Estate, and Financial Planning. Now, he's bringing that wealth of experience to you, helping you make the smartest financial decisions before you owe.

What Our Clients Are Saying

Real Stories, Real Success

Don’t just take our word for it—see what our clients have to say about working with Vaccaro Financial. Our testimonials showcase the real success stories of those who have benefited from Nick’s expertise.

"Nicholas Vaccaro had an impossible task with our refinancing because of a number of issues he found on our credit report, but he was able to get the impossible done."


Bernice and Jamie
from Richmond, CA


"We have used Nick twice for mortgage loans. I've happened to talk to other lenders during this process, and found both his service and rates were better than anyone else. We will use him for other projects in the future as well, such as refinancing or additional property purchases. In short, you can feel extremely confident in your rates and the loan coming through when you use Nick."


Sean Monks
from San Diego, CA


"Working full time and buying a home is stressful, but Nick guided me through the process and made it easy, every step of the way. He did it with patience and finesse. I will certainly use Nick and his team again and I highly recommend them."

Corinne
from Ramona, CA

Our Approach

Tailored Solutions for Every Client


At Vaccaro Financial, we understand that every client’s situation is unique. That’s why we take a personalized approach to every mortgage solution we offer. With access to over 120 banks and partnerships with the nation’s largest wholesale lender, we ensure that you receive the best possible rates and terms. We go beyond the basics, offering insights into credit restoration, debt analysis, and financial planning to help you secure your financial future.

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Florida Office of Financial Regulations, OFR# MLD1136; Hawaii Department of Financial Institutions, Broker# HI-135622; Texas Department of Savings and Mortgage Lending 135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, FL, HI, and TX.

This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; Florida Office of Financial Regulations, OFR# MLD1136; Hawaii Department of Financial Institutions, Broker# HI-135622; Texas Department of Savings and Mortgage Lending 135622; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA, FL, HI, and TX.

C2 Financial Corporation: NMLS: #135622 | DRE: #01821025

San Diego Office: 12230 El Camino Real #100 | San Diego, CA 92130

CA: 874820 | FL: 874820 | HI: HI874820

Contact Nick:

858-217-5363

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